15 Things Homeowners Should Do Immediately To Save Money
Life expenses continue to rise and home maintenance is more expensive than it used to be. That’s why we’ve gathered 15 things that every American can do to save money. Read about them below and if you find it useful, please share it with your friends.
1. Get Rid of Tough Stains and Repel Insects with WD-40
This multi-functional product can be used to fix just about anything. From carpet cleaning to roach extermination – whatever the job, you’ve found the solution!
Here are the top 6:
- Exterminate Roaches and Repel Insects: Not many people know that, but WD-40 works great as a roach and insect repellent! Simply spray it on your windowsills, door frames, and screens. Caution: We do not recommend this method if you have children at home. Wear a mask and be careful not to inhale any fumes as you spray WD-4O.
- Easily Wipe Away Tea Stains: However hard you rub, removing tea stains with a wet sponge won’t work. Luckily, WD-40 can help you there. Simply spray a small amount of WD-40 on a damp cloth or sponge and easily wipe off the stain!
- Loosen Zippers: Stubborn zippers can easily damage your clothing. Plus, you shouldn’t struggle each time you’re trying to zip up your jacket, pants, or a backpack! WD-40 is possibly the easiest solution that works every time. All you need to do is spray it on and pull the zipper up and down a few times. To avoid getting WD-40 on your fabrics, apply it with an artist’s brush.
- Remove Stickers from Glass: You probably tried removing stickers with soap and water. It takes too long, and usually the effect is far from perfect. To achieve the results you want, spray WD-40 on the sticker, wait a few minutes, and use a non-scratch spatula to scrape the sticker off. That’s it!
- Clean Carpet Stains: Don’t throw away a good carpet just because you’ve got ink (or any other tough stain) on it. Just spray it with WD-40, wait a few minutes and use a sponge with warm, soapy water to get the stain out. It won’t take long and your carpet will look just like new!
- Winterproof Boots and Shoes: Here’s one of the WD-40 uses very few people know of. Coating your winter boots with WD-40 makes them waterproof! To clean salt stains, you can also spray a small amount of WD-40 onto your shoes and wipe with a clean rag. Your boots and shoes will become more durable, and will keep you warm and dry during the cold winter months.
2. Never Pay For Costly Home Repairs Out-of-Pocket Again
Unexpected home repairs can be catastrophic to the finances of most Americans. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.
The good news is that there is now a new Home Warranty Program available for American homeowners that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.
Click Here To Learn More3. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Relief Plan
During these uncertain times and with the skyrocketing cost of living in the United States, more people are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your credit card balance can seem like a trap that can never be escaped. Here’s what credit card companies don’t want you to know…
If you owe more than $20,000 in credit card debt, this proven debt relief program can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48 months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
So if you carry $20,000 or more in credit card debt, click here to see if you qualify for reduced payments!
Click Here To Learn More4. Significantly Reduce Your Electric Bill With A Few Simple Habits
Next to monthly housing payments, heat and electric bills are often the biggest expense around the home. Here are a few ways to slash electric bills with just a little bit of planning…
- Unplug Everything: Did you know that appliances and electronics continue sapping electricity as long as they’re plugged in, even when their switches are turned off? Making a habit of unplugging these items when they aren’t in use saves a lot of energy over time. This includes computers, TVs, the toaster, hair dryers and phone chargers.
- Use energy-efficient light bulbs: Replace all of your incandescent bulbs with compact fluorescent bulbs (CFLs) or LED bulbs. Incandescent bulbs release most of their energy through heat, rather than light. Newer bulb styles are much more energy efficient, and they save a lot of electricity and money over time.
- Use Smart Technology: How many times does the TV get left on with nobody watching it? Use timers and smart outlets to automatically turn off items at designated times or after a certain amount of time of inactivity. Smart thermostats can also make your home more energy efficient by automatically adjusting the temperature when you’re away.
These things may seem small, but small amounts of energy over time can create big bills! Often times electric bills are made up of a lot of unnecessary usage — and that’s money that could be better spent elsewhere (or put back in your pocket).
5. Use This Special Program To Get $250,000 in Life Insurance for Just $15/month
If you have any family, life insurance is a must. Most people don’t have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don’t inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. They’ve been getting away with charging high rates for years – but that’s all coming to an end.
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Thanks to this amazing website it’s easy to see and compare plans, regardless of age or medical history. The best part is it’s totally free!
Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving 70% on life insurance!
No medical check and instant approval policies are also available for every adult even if you have been denied in the past.
Click Here To Learn More6. Clean Your Greasy Microwave Without Any Chemicals
You can scrub for an hour to get your microwave clean, or you can try this clever hack. Take ½ cup of water and ½ cup of vinegar, then mix in a microwave-safe bowl. Microwave the bowl until it steams, then let the steam break down the stains and caked-on food. Wipe clean! No vinegar? Grab a lemon, cut it in half, and place inside a bowl of 1 ¼ water, microwave for several minutes, and you’ll be able to wipe it clean.
Microwave dirty and smelly? Try this mixture: 1 cup of baking soda — make sure the cup is microwave-safe — then add cup of water. Microwave the cup for several minutes, then wipe clean. The baking soda will neutralize odors and give you a good clean.
7. Get $3,252/year Taken Off Your Mortgage With The New Federal “Relief Program” This May
If you’re a homeowner, this one thing could save yourself thousands of dollars this year…
The Fed recently issued new mortgage guidelines, which allows the average homeowner to get $3,252/year (or $271/month) taken off their mortgage as early as this May.
There’s no telling how soon the Relief Program will expire, so it’s suggested that homeowners complete the mortgage relief survey to check their eligibility right away.
While the banks happily wait for the program to end, a final push is urging homeowners to take advantage. The Relief Program is currently active but could be shut down at any given time. The good news is that once you’re in, you’re in.
So if reducing your payments by $271/month, paying off your mortgage faster, or even taking some cash out would help you, it’s important to check your eligibility here. Checking your eligibility is quick and completely free!
See If You Qualify For a Mortgage Reduction8. Use Coca-Cola To Clean Your Home
Who knew one of the world’s most enjoyed drinks could be such a practical household staple? Coke is similar to an acidic cleaner. The quantity of acid in soda is sufficient to erode at the enamel of your teeth, making them more vulnerable to decay. So why buy those expensive cleaners when you can perfectly clean those stubborn stains with Coke. You can use it for a variety of household chores, here are the top 5:
1. Remove grease stains from clothing and fabric
2. Clean a toilet; pour around bowl, leave for a while, flush clean
3. Clean tile grout; pour onto kitchen floor, leave for a few minutes, wipe up.
4. Descale your kettle
5. Remove marker stains from your carpet. ApplyCoke, scrub and then clean with soapy water
6. Clean your windows; soak a cloth with Coke and rub your window. Then simply wash the glass pane with water
7. Wipe your glasses with a rag dipped in Coke
8. Prevent your sink from clogging by pouring Coke into it
9. Homeowners Are Using This New “Roof Replacement” Service To Get a New Roof
Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home’s roof is an easy thing to put off “until next season,” especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
Enter ZIP to Check Eligibility Here
Check If My Home Qualifies10. Lower The Temperature on Your Water Heater Down To 120 Degrees Fahrenheit
120 Degrees Fahrenheit is the perfect temperature to set your water heater to. Most people don’t use water hotter than this as any anything above 120 is hot enough to scald you or a child.
Check your water heater and if it’s set above 120 turn it down, otherwise it’s a waste of energy and money.
11. Over 50? Get up to 70% OFF at 1000’s of Stores When You Join Senior Advantage
You might be throwing your money away if you are over 50 years old and not a member of Senior Advantage which can get you up to 70% OFF from America’s top brands and stores.
Senior Advantage members get access to their website where they can find discounts & coupons (ranging from 10% to 70% OFF) at many popular stores like Amazon, Walmart, Kohl’s, Walgreens and many others.
When you join Senior Advantage you get immediate access to their website where you can find exclusive discounts, deals and coupons. They have plenty of discounts whether you love to shop online or prefer going to a store. Members also get access to the Best Discounts For 2020 digital book as well as many other books and perks like a free budgeting tool. On average Senior Advantage members save $1,500 each year.
We’ve tried this discounts club ourselves and we love it. One of our staff writers managed to save over $300 a month using the discounts and coupons she found on Senior Advantage website. You can literally save thousands of dollars each year paying for stuff you would have to pay for anyway.
While the membership is not free, Senior Advantage is currently offering a 75% discount to new members. We aren’t sure how long this limited-time offer will be last, so take advantage of it while you still can.
P.S. Not everyone may qualify to join Senior Advantage, but you can easily check if you qualify and see if the 75% discount is still valid.
Claim Your 75% Discount For Senior Advantag12. Rent Out the Spare Room or Garage
This one can put a little extra in the pocket, just by maximizing unused space in the house.
It’s becoming increasingly common for homeowners to harness the earning potential of their property by renting out space to tenants or tourists. Rentership in the U.S. is near a 50-year high, according to the U.S. Census Bureau, with 35.6 percent of the population renting rather than owning a home as of the third quarter of 2018.
A large share of potential renters can make becoming a landlord attractive. Whether you have an English basement or a spare guest room, Airbnb has made short-term rentals fun and lucrative. On average, those who rent on Airbnb earn 4.5x more than if they were to rent to a tenant as a traditional landlord. That figure also accounts for a 30% vacancy rate, so there are things definitely attractive about this model.
To market on Airbnb, you’re required to report the additional income you receive. But that income can easily cover the mortgage and other expenses. There’s also the added benefit of being able to deduct any repairs and improvements made to that rental space!
P.S. Don’t’ want to rent out a bedroom, you could always rent out extra storage area or garage space!
13. Get a Discount On Your Car Insurance (Save $536/year or more)
Did you know that depending on your age, driving record and many other factors you could get a huge discount on car insurance?
If you’re paying over $50/month for car insurance, there’s a good chance you’re paying more than you need to. It’s quite common for this to occur, as most seniors simply keep their same old policy in place… and those rates can creep up over time without really noticing.
Most people are not taking advantage of the multiple discounts available to them when it comes to car insurance. And the reason is that most Americans don’t even know about these discounts. Click here to learn how you can save up to $536 on your car insurance.
Click Here To Learn More14. Fix Annoying Carpet Dents With A Simple Ice Cube
It’s nice to move around the furniture every now and again, it can feel like you’ve moved into a new home. But after moving a piece of furniture after years of resting, whether off a carpeted floor or a fibrous rug, there will be permanent-looking notches beneath its feet. These indents are more than unattractive, as they can become early signs of wear and tear, unless fixed before damage is done. Here’s where an ice cube comes in handy. Place an ice cube on top of the indented carpet fibers and let it melt. Once your ice cube has turned into a puddle of wet carpet, use your fingertip to fluff up the fibers, getting them upright and indent-free yet again.
15. Use a Drill to Clean the Tub
After years of dirt and grime building up on the surface of one’s bathtub, it typically takes lots of elbow grease to deep clean that tub. That is unless you have a cordless drill and foam polishing ball attachment. Even if you don’t have one, you can easily find them at most auto repair shops in the wash/wax section. Simply apply the household bathtub cleaner and let the rotating ball do the work for you.
Also, while you’re at the automotive store, pick up a bottle of windshield rain repellant and apply it to the glass (door and walls) of your shower—to help reduce the amount of soap scum buildup.
16. Use This Free Site To Cut Your Homeowners Insurance in Half Or More
Let’s face it… everyone needs homeowners insurance, and the insurance companies know that. But how often do you actually use your insurance? Probably not enough to make up for the cost year after year. Home insurance should not be expensive.
Here’s something most people don’t know about home insurance and it’s one of the easiest ways homeowners can save…
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can get the same or even better coverage than they have now for a lower rate. That’s all thanks to this popular homeowners insurance comparison site.
In just seconds, you can search available rates from the top insurance providers that compete to give you the lowest rate… allowing you to get a big discount on great coverage. Many report they’re able to get a huge savings just by using this site to compare quotes for free.
Get My Free Quote17. Remove Dust, Sweat And Dead Skin From Your Mattress With These Household Items
Mattresses trap a lot of dust, sweat, smells and dead skin. Even though you may change the sheets regularly, the mattress still needs to be cleaned for a healthy bedroom. One option is to use a spray bottle of vokda mixed with your favorite essential oil. Just spray it on the mattress then once it dries, all that will remain is the light oil smell.
The other alternative is to clean your mattress with baking soda and oils. Mix a jar full of baking soda with a few drops of essential oil — lavender is a great choice since it has sleep-inducing effects and is calming. Shake your jar well then strain the mixture on the mattress, let it sit for an hour, then vacuum.
18. Stop Paying The Electric Company — New Federal Program Pays Homeowners To Go Solar And Cut The Electric Bill
Here’s something the power company doesn’t want you to know. A little-known government program allows qualifies homeowners who live in these specific zip codes to receive $1,000’s in Government funding to install solar panels.
The program is called the Federal Residential Renewable Energy Tax Credit, which provides subsidies and rebates that can cover most of the costs associated with installing solar panels.
Has your power company told you that? Most likely not. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.
Homeowners can check if their zip code qualifies here and be on their way to eliminating electric bills.
Check If My Area Qualifies19. Improve Your Home Value By Doing The Following Home Improvements
If you were offered $100,000, no strings attached, what home improvements would you do? Chances are, a long laundry list of changes come to mind, from refinishing the hardwood floors to adding a new bathroom. Some home improvements, however, are more likely to increase your home’s value than others. Therefore you should take into account all short-term and long-term benefits any improvements will bring you.
20. Clean Your Toilet In Minutes With Kool Aid
Remember Kool Aid? It’s time to head to the drugstore or grocery store and pick up a package. There’s no need to use stinky or toxic cleaners in your toilet, because a Kool Aid packet is all you need. You can opt for lemon or orange, because you want one with citric acid. Just sprinkle the package into the bowl before bed, then scrub lightly with a toilet brush, and let it sit. The citric acid will work its magic on buildup and stains all night long, so when you flush the next morning, they will all be gone.
21. Deduct Your Mortgage Interest On Your Tax Return
According to the Congress’ Joint Committee on Taxation, mortgage interest deductions total an estimated $70 billion among American tax payers. If you aren’t deducting mortgage interest on your tax return, you could be missing out on your portion of that $70 billion.
Mortgage interest can total a pretty large number, and this tax break alone allows many tax payers to itemize other smaller breaks instead of settling for the standard deduction, if you want to itemize use Form 1040, but know that you can’t itemize and claim the standard deduction – you must choose. If you’ve paid $600 or more in mortgage interest during the tax year use Form 1098.
22. Clean Dirty Carpets With Vinegar
Many of us hate the smell, taste, and overall look of vinegar. But it can actually be your best friend when it comes to removing stains off of your carpet. If you suddenly spilled coffee, red wine, or anything else on your carpet, don’t quickly rely on a rag soaked with soap and water.
Vinegar is used to clean many surfaces, including rugs. Once you’ve suddenly spilled red wine on your carpet, pour some vinegar in a spray bottle and spray the surface of the stain. Allow the vinegar to sit in the strain for a few minutes before blotting it out. This is a way better alternative than having to go on your hands and knees to scrub out the wine stain.
