15 Financial Goals You Need to Hit by 40
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7. Be Aware of Your Credit Score
Finances and credit scores walk hand-in-hand. So, you should keep on top of yours, especially if you’re planning on buying a home in the near future. But, what if you have bad credit? Don’t worry, here are 5 Ways to Increase Your Credit Score Fast.
It also pays to monitor your credit so you can see if your identity has been stolen, in light of the Equifax Credit Breach.
8. Earn Extra Income
It doesn’t matter how much money you currently earn, we could all use some more. Increase your income with a new side-gig. Having more sources of income will help you stay afloat if you lost your job for any reason. Additionally, you could also put all of your side-gig income straight into a savings account. If you brought home an extra $150 per week, that would total $7,800 that you didn’t have before. A great addition to your 401(k).
9. Read the Top Personal Finance Books
Knowledge is power. So, read as much as you can. It’ll help to read some of the top financial books, and even though you might not have time, try. With this new-found knowledge, you’ll be able to make responsible decisions and hopefully, have a better relationship with money.
