15 Financial Goals You Need to Hit by 40

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10. Automate Your Savings

Set up your accounts so that your savings will automatically leave your account the day after payday. This way, you never forget to transfer the money and will be much less tempted to spend it on impulse buys. After a few months, your savings account will start growing pretty quickly.

11. Automate Your Bills

Never miss a payment, never get a late fee. Instead of spending hours figuring out all of your bills each month automate the payments to leave your account without you having to push a button. And, now that you’ve freed up some of your time you can use it work on your side-hustle or get your nose into the latest finance book.

12. Automate Investing

If you haven’t heard of micro-investing yet, now is the time to start. Use a genius app like Acorns. Every time you make a purchase it round the payment up to the nearest dollar and invests the difference. By using this simple tool, you can grow your spare change into something more.

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