Personal Finance

9 Ways to Pay Less on Your Insurance Premiums

Insurance is often an expensive monthly cost, but you can’t get through life without it. From home insurance to car insurance, health and life insurance, you’ve probably got more than …

5 Money-Saving Challenges You Can Use to Boost Your Savings Account

Ever find yourself thinking, “Saving money sounds boring, it’s spending that is the fun part”? If so, it’s time to take a different approach to saving. By the time we …

5 Ways to Increase Your Retirement Fund During Your 40s and 50s

Once you hit your 40s and 50s, you’re earning the highest amount of your lifetime. If your retirement fund needs an extra boost, now is a perfect time. But, you’ll …

5 Tips to Start and Grow Your Emergency Fund

It’s easier to start saving when you have an end goal in your sights, like a new car or home. But, you might not be prepared for unforeseen circumstances in …

5 Ways to Avoid Racking Up Large Overdraft Fees

There’s nothing more frustrating than falling into your overdraft. Upon checking your bank balance, you are met with the dreaded minus sign even though you could have sworn you had …

4 Ways to Save for Retirement Without a 401(k), IRA or Roth

Saving for retirement can be a challenging process. Especially if you don’t have access to employer-sponsored plans like a 401(k) or 403(b), or a traditional or Roth IRA. While saving …

15 Tips to Save Your Way to $1 Million

There are many traits that millionaires possess, and frugality comes high-up on the list. In fact, 74% of America’s millionaires claim that saving is the key to their success. Yes, …

5 Free Investing Apps You Can Use to Grow Your Money

You can use your smartphone for almost any purpose these days, and that includes growing your money. Now, you can get access to the best investing apps right from your …

How to Save For Your Kid’s College and Your Retirement Simultaneously

Student loans and millennial debt are constantly in the news. So, it can be daunting to think that your child could be in the same position one day. You’d probably …

10 Ways to Trick Yourself into Saving Money

A staggering 34% of American adults have absolutely nothing stashed away in savings. Maybe you fall into this percentage, or just want a way to contribute more to your savings …

15 Financial Goals You Need to Hit by 40

It can sometimes be hard to know how to make financial progress. There are countless financial books that promise to make us rich and to change the way we think …

8 Ways to Manage Your Money If You Earn Minimum Wage

When you are earning minimum wage, it feels extremely hard to make ends meet, and an impossible task to save for the future. But, you don’t need to be some …