Personal Finance

10 Ways to Save Money on Your Healthcare Plan

After rent or mortgage payments, the next largest monthly expense is often health insurance. The average American pays $321 every single month for their healthcare plan or $700+ for a …

7 Free Ways to Monitor Your Spending

Whether you are trying to tackle debt or want to put together a savings accounts, there are lots of free resources you can use to help. One of the first …

6 Money Mistakes You Need to Avoid in Your 60s

Retirement is so close that you can almost taste it, and your working life is soon to be behind you. But, as you get closer to your golden years you’re …

Confused by Retirement Accounts? Roth, Regular IRAs and 401(k)s Made Simple

Planning for retirement is not exactly fun. And, it’s not made easier by all these acronyms and numbers. So, considering we write a lot about retirement here at Improve Budget, …

5 Ways to Save Money by Reassessing Your Utility Bills

If you’re searching for a way to free up some of your hard-earned cash, it’s time a reassess your finances and see where every penny is going. Revising your household …

5 Ways to Increase Your Credit Score Fast

Your credit score matters a whole lot more these days. It’s not just looked at when you apply for loans or credit cards anymore. It can actually impact you in …

Make Yourself Financially Secure with These 10 Products

To be financially savvy it takes more than an emergency fund and strong cash flow. It’s about creating a solid financial foundation that will keep your family secure and comfortable. …

6 Financial Mistakes You Should Avoid in Your 50s

If you’re in your 50s it’s probably going to be your last full working decade, so it’s important not to make any financial mistakes that could hinder your future retirement …

6 Ways Increasing Interest Rates Affects Your Finances

Across the US, bank interest rates are beginning to rise again. While these movements go on in the background, many Americans aren’t aware of the real-world effects that a spike …

Holiday Shopping Online: 6 Major Retailers That Offer FREE Shipping

Forget about crowded shopping centers, long queues and the stress of a holiday rush. This year, plan in advance and shop online. You’ll find so many opportunities to save! With …

The Top 9 Credit Cards for Seniors and Retirees

There are many tricks and hacks on how to get the most out of your retirement, and choosing the right credit card is one of them. From cash-back to amazing …

The Best Cell Phone Plans for Seniors

There are a huge variety of cell phone plans, but did you know that most carriers offer more simplified plans just for seniors? These plans often come prepaid, with fewer …