10 Ways to Save Money When Buying an Engagement Ring

iStock.com/GeorgeRudy

10. Buy Safely

Back to the first point we made about buying a car – you’d never buy one without paperwork, or insurance, right? When you buy an engagement ring you should insist on a legit Grading Report for your diamond. It should be one that’s been issued by the Gemological Institute of America or the American Gem Society.

You’ll need to get ring insurance, too. There are far too many comedy sketches about dogs eating engagement rings, or the best man misplacing a wedding band. You might laugh at the TV, but you won’t be if it happens to you. Also, when you buy the ring make sure you get a 100%, money-back guarantee that lasts 30 days. If the store you’re in aren’t offering it? Skip down the road to the one that does.

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