4 Smart Ways To Save Money In 2018

Would you like to live a debt-free life, pay off your mortgage and spend less on car insurance? Today, we’re discussing discounts and government programs that could help you save thousands of dollars. It will take you just a few minutes to see if you’re eligible, but the money you’ll save will change your financial life for good.

1. See if You Can Lower Your Mortgage Payments

Ever heard about the Home Affordable Refinance Program (HARP)? It’s been passed by Obama to help the middle-class Americans lower their monthly payments by as much as $3,500 every year.

If you owe less than $625,000 on your home – you may qualify for it, too.

You could lower your payments, speed up the payoff process and save thousands of dollars. But you need to act fast. The program will expire in 2018, and the government is making a final push encouraging homeowners to take advantage of it.

Don’t miss out on this opportunity!

2. Get a Discount on Car Insurance

Here’s something your insurance company doesn’t want you to know – depending on your age and other factors, you could get a huge discount on car insurance.

Many people have no idea that they are eligible, but this could save them hundreds on car insurance every year.

So, if you drive less than 50 miles per day and live in a qualified zip code – you could be saving up to 50% on your car insurance! The best tool to find out if you could lower your rates – ImproveInsurance™.

3. Get Started on a Debt Relief Plan

To save money, you need to find a way to get out of debt first, right? That’s why you need to get started on a debt relief plan. This will help you to pay less every month and as a result – save more of your hard-earned money.

Take a little of your time to look into a debt relief plan. It costs nothing and could save you thousands of dollars in the long run!

See what debt relief plans are available to you.

4. Pay 0% With A Balance Transfer Card

Paying interest on credit card debt? If so, then you’re practically throwing away hundreds of dollars every month. To avoid that, you need to transfer your balance to a card with 0% interest.

Here’s how it works:

Let’s say you have $5,000 in credit card debt and you’re paying an interest rate of 15-20% (an average rate). When you transfer your balance to a card with 0% interest, you’ll save hundreds in interest payments each month.

There are a few options when it comes to 0% interest cards. The only thing you need to do is compare them and see which one is good for YOU.

How much money you are currently paying on interest? From now on, that will be the amount you’ll be able to set aside in savings!

Compare the best balance transfer credit cards below: