Personal Finance

4 Times It Makes Sense to Cut Back on Your Retirement Contributions

Financial advice on retirement is everywhere these days. You see it on TV commercials, you hear about it on the news and read about it all over the internet. It’s …

Got the Flu? Here’s Why You Should Visit a Virtual Doctor Instead

Flu season is in full swing, and this year it’s no joke. The virus is responsible for putting many people in hospital as well as causing the deaths of dozens …

Want a Generous Retirement Income? Here Are 4 Steps You Must Take

It doesn’t matter if you’re close to retirement or starting to plan during your twenties – get this right and you are sure to have a comfortable retirement.  As you …

10 Sources of Nontaxable Income You Need to Know About

According to the IRS, income is any money, property or services that taxpayers receive. All income is taxed unless it is specifically made untaxable by law. Though these exceptions are …

5 Actions You Should Take in the Event of Another Government Shutdown

The most recent government shutdown lasted 2 days, after a failure to pass legislation to fund government operations. This shutdown was the ninth to happen since 1980, but it certainly …

13 Money-Saving Tax Deductions You Might Have Missed

Tax season is already here. That means it’s now the perfect time to get organized and find new ways to save money. Make sure you are aware of all the …

Here’s How You Can Use Your Kitchen to Save Money

There aren’t many ways you can cut down on what you spend every month. So many of our bills are fixed. Our mortgage or rent isn’t going to fluctuate and …

Is It OK to Pay Off Your Credit Card Debt with Your Emergency Savings?

Compound interest is something that nobody wants to pay. It’s tempting to pay off your credit card debt in full to avoid nasty interest rates – but can you really …

6 Signs You Need to Check Your Credit Report Right Now

You should know your credit report like the back of your hand. The information in your report determines not only your credit score but your ability to take out loans …

7 Signs Your Debt is Spiraling Out of Control and How to Fix It

Building up a large hoard of debt has quickly become the American way of life. Redecorating your home? Slap it on a 12 to 36-month 0% APR credit card. Buying …

8 Changes to Social Security That You Need to Know in 2018

For 2018, Social Security is similar in terms of how workers are taxed and how benefits are totaled up and paid. But, there are a few changes that you need …

7 Financial Moves That Will Protect You During the Next Recession

The Great Recession ended 9-years ago. Since then, we’ve been enjoying market returns and increased employment opportunities – but this good fortune can’t go on forever. In fact, many economists …