14 Things Hackers Can Do with Your Data

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14. File for Bankruptcy

Imagine if the cyber-criminal had already done everything on this list, and they still aren’t finished with you. Declaring bankruptcy would discharge the loans that they’ve likely racked up, but they’d only file so that they could get a clean slate and use your name all over again. This would be terrible for you and would seriously destroy your credit rating. Bankruptcy has the power to stay on your financial record for ten years, and will wreak havoc if you are trying to get a home loan, a car loan, a new job or a credit card. If you become the victim of a fraudulent bankruptcy you’ll face an expensive and lengthy journey nursing your credit back to health as the procedure for removing it can take a long time. And even once the bankruptcy gets expunged from your record, your credit will still be affected.